Jennifer Tulcan

Jennifer Tulcan is an experienced and highly respected mortgage broker serving clients in Scottsdale/Phoenix, Denver, and Colorado Springs. With over two decades of expertise in residential lending, she specializes in luxury home mortgages, real estate investor financing, and complex mortgage solutions for self-employed borrowers and business owners. Jennifer is known for her ability to handle “tricky” loan scenarios, including alternative documentation, bank-statement qualification, jumbo loan structures, DSCR investment programs, and portfolio lending designed for unique financial profiles.
Throughout her 20+ year career, Jennifer has built a reputation for dependability, accuracy, and a strategic approach to mortgage planning. She partners closely with top real estate agents, high-net-worth buyers, and property investors who need a mortgage professional capable of clear communication and fast, flawless execution. Her commitment is to make the lending process simple, transparent, and stress-free—no matter how complex the financial picture.
Jennifer stays fully up-to-date on interest-rate trends, ever-changing lending guidelines, and new mortgage programs in both the Arizona and Colorado markets. This allows her to provide clients with timely, relevant guidance and highly competitive loan options tailored to their goals. Whether navigating a luxury purchase, refinancing a portfolio of investment properties, or structuring income for a self-employed borrower, Jennifer brings unmatched expertise, personalized service, and a deep understanding of today’s mortgage landscape.