Posted on Karen Kemper I had a good experience with Connect Mortgage. I was also exploring mortgages through other national companies, which were much more difficult to deal with. Connect Mortgage was prompt, extremely communicative and required less documentation than the bank that I have used for over 25 years. It was a pleasure doing business with them and I would highly encourage you to use their services.Posted on Marco Rafael Beltrán Sainz I have nothing but good things to say about the Connect Mortgage team. From day one, they took the time to explain every step and every number, which I really appreciated because the mortgage world can be confusing. Communication was flawless; I never had to chase them down for an answer. If you are looking for an honest, transparent team that truly cares about getting you the best option, look no further. Highly recommended!Posted on David Espinosa Jen Tulcan is a pleasure to work with. She kept me constantly in the loop with the status of my refi and was wonderful throughout the entire process. Her upbeat, knowledgeable persona is someone I would recommend any day!Posted on Meghann Woo Jennifer Tulcan and her team are literally the best. They've been our closing lender for our last 3 home purchases, the last of which was an investment property. She even takes time to continuously monitor rates to track whether or not we'll benefit from a refi. Look no further, this team is amazing.Posted on Keisha Spikes My family and I had the pleasure of working with Ashley and Dave to make a long incredible story short they know what they are doing always keep us informed walked us through every step answered all our questions and stayed friendly through the whole process couldn't ask for a better team. Just wanna say thank you and we appreciate everything you have done for us.Posted on Kirsten Heslop Always a wonderful experience working with the Connect Mortgage team! Clair and Jennifer are always on top of it and get the job done professionally and quickly!Posted on Suzanne Templer Jennifer found me the best rate around in a difficult market. She made sure everything went as smoothly as possible and answered immediately if I had any questions. She was great to work with. Highly recommend!Posted on Tricia Vallow Working with Jennifer was amazing! We are so happy with everything that was done for us!Posted on Aaron Shrock Jennifer was fantastic!! She answered all of our questions and was there anytime we needed her. I would highly recommend Jennifer . Five stars*****Posted on Rigert Toma Working with Connect Mortgage as their account executive has been an absolute pleasure. They’re sharp, efficient, and incredibly dedicated to their clients. It’s clear they put in the work to deliver exceptional service and find the best solutions for every borrower. Communication is always smooth and timely, which makes our partnership even stronger. Looking forward to continued success together!Google rating score: 5.0 of 5, based on 88 reviews
Posted on Karen Kemper I had a good experience with Connect Mortgage. I was also exploring mortgages through other national companies, which were much more difficult to deal with. Connect Mortgage was prompt, extremely communicative and required less documentation than the bank that I have used for over 25 years. It was a pleasure doing business with them and I would highly encourage you to use their services.Posted on Marco Rafael Beltrán Sainz I have nothing but good things to say about the Connect Mortgage team. From day one, they took the time to explain every step and every number, which I really appreciated because the mortgage world can be confusing. Communication was flawless; I never had to chase them down for an answer. If you are looking for an honest, transparent team that truly cares about getting you the best option, look no further. Highly recommended!Posted on David Espinosa Jen Tulcan is a pleasure to work with. She kept me constantly in the loop with the status of my refi and was wonderful throughout the entire process. Her upbeat, knowledgeable persona is someone I would recommend any day!Posted on Meghann Woo Jennifer Tulcan and her team are literally the best. They've been our closing lender for our last 3 home purchases, the last of which was an investment property. She even takes time to continuously monitor rates to track whether or not we'll benefit from a refi. Look no further, this team is amazing.Posted on Keisha Spikes My family and I had the pleasure of working with Ashley and Dave to make a long incredible story short they know what they are doing always keep us informed walked us through every step answered all our questions and stayed friendly through the whole process couldn't ask for a better team. Just wanna say thank you and we appreciate everything you have done for us.Posted on Kirsten Heslop Always a wonderful experience working with the Connect Mortgage team! Clair and Jennifer are always on top of it and get the job done professionally and quickly!Posted on Suzanne Templer Jennifer found me the best rate around in a difficult market. She made sure everything went as smoothly as possible and answered immediately if I had any questions. She was great to work with. Highly recommend!Posted on Tricia Vallow Working with Jennifer was amazing! We are so happy with everything that was done for us!Posted on Aaron Shrock Jennifer was fantastic!! She answered all of our questions and was there anytime we needed her. I would highly recommend Jennifer . Five stars*****Posted on Rigert Toma Working with Connect Mortgage as their account executive has been an absolute pleasure. They’re sharp, efficient, and incredibly dedicated to their clients. It’s clear they put in the work to deliver exceptional service and find the best solutions for every borrower. Communication is always smooth and timely, which makes our partnership even stronger. Looking forward to continued success together!Google rating score: 5.0 of 5, based on 88 reviews
Western Spirit: Scottsdale’s Museum of the West stands as a tribute to the art, history, and culture of the American West. Located in the heart of Old Town Scottsdale, this award-winning museum offers visitors a chance to step back in time and explore the diverse stories of the region’s Native American tribes, pioneers, cowboys, and contemporary artists. The museum bridges the past and present through immersive exhibits and interactive displays, celebrating the West as both a historical frontier and a vibrant cultural identity.
With its engaging galleries, world-class collections, and educational programs, Western Spirit appeals to visitors of all ages. Whether you’re a history buff, an art lover, or simply curious about the spirit of the West, the museum provides a memorable experience highlighting this iconic region’s richness.
Western Spirit is located at 3830 N. Marshall Way, Scottsdale, AZ 85251, conveniently situated in Old Town Scottsdale. The museum’s central location makes it easily accessible from major Scottsdale thoroughfares, with Phoenix Sky Harbor Airport just a 25-minute drive away. Visitors will find ample public parking options nearby, including free parking garages and street spaces. For those using public transportation, Scottsdale’s free trolley system offers convenient stops close to the museum.
The museum’s location places it at the heart of Scottsdale’s cultural district, making it an ideal starting point for exploring the area’s many attractions. A short walk from Western Spirit brings visitors to Scottsdale Civic Center Park, where public art installations like Robert Indiana’s “LOVE” sculpture provide excellent photo opportunities. Art enthusiasts will enjoy the nearby galleries in Old Town Scottsdale, which feature a mix of Western and contemporary works.
For those interested in Scottsdale’s history, the Scottsdale Historical Museum offers a glimpse into the city’s past, while the Scottsdale Waterfront provides a scenic setting for dining and relaxation. Fashion-forward visitors can venture to Scottsdale Fashion Square, a premier shopping destination less than three miles away, or hike Camelback Mountain to balance culture with outdoor adventure.
Western Spirit is open from Tuesday through Sunday, typically operating from 9:30 AM to 5:00 PM. The museum is closed on Mondays and major holidays, so visitors are encouraged to check the official website for updates on hours and special programming. During events like Scottsdale’s Western Week, the museum may extend its hours to accommodate additional visitors.
Western Spirit is renowned for its diverse range of exhibits that showcase the American West in all its complexity. The museum’s permanent collection includes a rich array of Native American art, cowboy memorabilia, historical artifacts, and Western-themed paintings. These exhibits tell the stories of the people who shaped the region, from Indigenous tribes and early settlers to contemporary artists who continue to redefine the West’s identity.
Rotating exhibits keep the museum’s offerings fresh and engaging, featuring traveling collections from other institutions and contemporary interpretations of Western themes. Interactive galleries provide hands-on experiences for visitors, allowing them to explore maps, tools, and artifacts from the frontier era. One highlight is the “Western Art of the Silver Screen” exhibit, which delves into the role of Hollywood in shaping popular perceptions of the West.
The museum places a strong emphasis on education, offering a variety of programs that cater to both children and adults. Guided tours provide an in-depth look at the exhibits, with knowledgeable docents sharing stories and insights about the art and artifacts on display.
Workshops are a key feature of the museum’s programming, with opportunities to learn traditional crafts such as weaving, pottery, and leatherworking. For younger visitors, the museum hosts interactive family days with activities like storytelling, scavenger hunts, and hands-on art projects that bring the history of the West to life. Lectures and panel discussions featuring historians, artists, and cultural leaders add another layer of depth to the museum’s offerings, making it a center for thoughtful engagement with the region’s past and present.
Western Spirit plays a central role in Scottsdale’s annual Western Week, a celebration of the city’s cowboy heritage. During this time, the museum hosts special events, including live performances, artisan markets, and exclusive exhibit unveilings. Throughout the year, the museum organizes a variety of community-focused programs, such as storytelling sessions and art collaborations with local schools and organizations.
Seasonal events like holiday-themed exhibits and artist meet-and-greets create opportunities for visitors to connect with the museum in new and engaging ways. Western Spirit’s commitment to fostering community connections ensures that it remains a vibrant part of Scottsdale’s cultural landscape.
Pre-approval is a critical step for self-employed buyers in Copper Mountain’s competitive housing market. Here are some tips to secure pre-approval:
Prepare Documentation
Self-employed buyers should prepare recent tax filings, bank statements, and proof of consistent deposits. Providing an organized financial overview speeds up the pre-approval process.
Work with a Local Mortgage Broker in Copper Mountain
A Copper Mountain mortgage advisor who understands self-employed mortgages can guide buyers through the process, anticipating potential obstacles and offering targeted advice for the local market.
Manage DTI
Monitoring and, if necessary, lowering debt-to-income ratios before seeking pre-approval can significantly improve the chances of success.
Securing pre-approval from a local lender can give self-employed buyers an edge in a competitive market by proving they are ready to make a serious offer.
Copper Mountain’s lenders understand that self-employed buyers have non-traditional income sources and varying financial situations. Many local lenders have adapted their processes to cater to self-employed applicants, offering tailored support:
Specialized Loan Programs: Some lenders in Copper Mountain provide programs specifically for self-employed individuals, such as bank statement or asset-based loans, which don’t rely on typical income verification.
Flexible Underwriting Standards: Local lenders often consider factors like business revenue, assets, and client contracts, offering a more flexible approach than national lenders. This allows self-employed borrowers to apply without needing standard pay stubs.
Familiarity with Local Economy: Copper Mountain lenders understand the area’s tourism-driven economy and seasonal employment patterns, making them better equipped to help clients with unique income flows.
Working with a lender who has deep knowledge of Copper Mountain’s economy and mortgage options is an invaluable advantage for self-employed buyers.
Choosing the right mortgage broker can make a substantial difference for self-employed buyers navigating the Copper Mountain real estate market. Here are a few key qualities to look for:
Experience with Self-Employed Mortgages
Brokers with a history of working with self-employed clients can better navigate non-traditional documentation requirements and offer specialized mortgage solutions.
Local Market Knowledge
Copper Mountain brokers who understand the seasonal nature of the local economy and property market can provide insights that help buyers make informed decisions.
Strong Reputation and Community Ties
Finding a broker with a strong track record in Copper Mountain and connections within the community can offer additional reassurance and streamline the mortgage process.
Working with a Copper Mountain-based broker who knows the nuances of self-employed mortgages can help buyers feel confident and prepared.
Western Spirit is designed to be accessible and welcoming to all visitors. The museum features ADA-compliant entrances, elevators, and restrooms, ensuring that guests with mobility challenges can navigate the space comfortably. For visitors with hearing impairments, audio tours and captioned videos are available, while sensory-friendly events cater to individuals with sensory sensitivities. The museum’s inclusive approach makes it a space where everyone can enjoy the art and stories of the West.
Visitors to Western Spirit will find a variety of dining options within walking distance in Old Town Scottsdale. For a Western-themed meal, the nearby Rusty Spur Saloon offers hearty comfort food in a historic setting, while The Mission provides a more upscale take on Latin-inspired cuisine. Those seeking lighter fare can stop by Farm & Craft for healthy, locally sourced dishes.
Coffee shops and dessert spots, such as Sugar Bowl and Cartel Coffee Lab, provide excellent options for a quick pick-me-up before or after a museum visit. With so many choices nearby, visitors can easily complement their cultural experience with a delicious meal or drink.
Western Spirit continues to evolve, with plans to expand its permanent collection and introduce new interactive exhibits. Upcoming enhancements include digital installations that use augmented reality to bring historical artifacts to life and expanded gallery spaces for large-scale traveling exhibitions. The museum is also exploring partnerships with international institutions to provide global perspectives on the West, ensuring its relevance and appeal for years to come.
After a day on the trails, visitors can refuel at nearby dining spots:
Market Street at DC Ranch: A lively area featuring a mix of casual and upscale restaurants, from burgers at The Herb Box to fresh Italian cuisine at Grimaldi’s Pizzeria.
Local Cafes: Grab a refreshing drink or light meal at coffee shops like Black Rock Coffee Bar or Dutch Bros, located just a few miles from trailheads.
Picnic Options: Pack your own snacks and enjoy a picnic at trailheads equipped with shaded tables.
The preserve continues to evolve to meet the needs of visitors while preserving its natural beauty:
Trail Expansions: Plans to create new trails and improve connectivity between existing ones are underway.
Interactive Exhibits: Enhancements to trailhead facilities, including updated signage and digital kiosks, will provide more educational opportunities.
Sustainability Efforts: Ongoing conservation projects aim to reduce the environmental impact of visitor activities while protecting the preserve’s fragile ecosystems.
Western Spirit: Scottsdale’s Museum of the West offers a dynamic and immersive journey into the art, history, and culture of the American West. From its diverse exhibits and engaging programs to its community events and inclusive environment, the museum is a must-visit destination for anyone seeking to understand the stories that shaped this iconic region. Whether you’re exploring its galleries, attending a workshop, or simply soaking in the vibrant atmosphere, Western Spirit invites you to experience the enduring legacy of the West in a way that’s both educational and inspiring.




Cooler months from October to April are ideal for exploring the property comfortably.
Tours often sell out quickly, especially during peak seasons, so reserve your spot online ahead of time.
Wear walking shoes and bring water, as the tours involve outdoor paths and desert terrain.
The McDowell Sonoran Preserve is more than just a scenic escape—it’s an invitation to connect with nature and explore one of the most diverse desert ecosystems in the world. Whether you’re hiking to breathtaking viewpoints, enjoying a family-friendly stroll, or simply soaking in the serenity of the desert, this preserve is a testament to Scottsdale’s commitment to preserving its natural treasures.
A fixed-rate mortgage has an interest rate that remains the same throughout the loan term, providing consistent monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that changes periodically, which can lead to lower initial payments but potentially higher payments in the future.
Your credit score significantly impacts the types of mortgage loans available to you and the interest rates you qualify for. Higher credit scores typically result in more favorable loan terms and lower interest rates.
An FHA loan offers lower down payment requirements and more lenient credit score criteria, making it an attractive option for first time home buyers who may not have significant savings or a high credit score.
Mortgage insurance is required for FHA loans and for conventional loans with down payments of less than 20%. VA and USDA loans generally do not require mortgage insurance.
To find the best mortgage rates, compare offers from multiple lenders, consider different loan types, and use tools like a mortgage calculator to understand how different interest rates will affect your monthly payments.
Choosing a reputable mortgage lender can make a significant difference in your home buying experience. A knowledgeable loan officer at Connect Mortgage can help you understand your options and guide you through the process.